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  • New Credit Card Options
    New Credit Card Options
    How many times have you taken out a new credit card based purely on its current interest rate or balance transfer option? You may be
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  • Credit Problems
    Credit Problems
    Learn how to rebuild your good credit. A great place to start is by understanding exactly how your credit rating is determined. Download
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  • Auto insurance discounts
    Auto insurance discounts
    One of the easiest ways to save significant dollars every year is to shop your auto insurance policy. Certifiable good drivers can save a lot.
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Understanding Your FICO® Score

The Score That Matters®. Range 300 to 850.
Get a free ebook by clicking below!

The FICO Score is the standard credit score in the U.S., used in more than 90% of lending decisions.

When you apply for credit – whether for a credit card, a car loan, or a mortgage – lenders want to know what risk they'd take by loaning money to you. FICO® scores are the credit scores most lenders use to determine your credit risk. You have three FICO scores, one for each of the three credit bureaus: Experian, TransUnion, and Equifax. Each score is based on information the credit bureau keeps on file about you. To learn a lot more, click here to download a free eBook written by Fair Isaac.


Our company principals have been working in Information Technology for 45 years. We have quietly earned a reputation for integrity and quality.

From the days of punch boards, punch cards, and punched paper tape, magnetic tape, mainframes, and minis through microcomputers and the incredible communication/entertainment devices and tablets of today; through the development of the Internet and its pervasive, ubiquitous presence – we have persevered. Click here to Contact Us.
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FTC Disclaimer

The information found on this site is intended for informational and entertainment purposes only and does not constitute financial, legal, or other advice of any kind. FTC regulations require us to disclose that we have a financial relationship with the companies promoting the services and products mentioned on this site. We frequently review products or services that we have been given access to for free and we do not accept compensation in any form in exchange for favorable reviews. See individual online applications for details about terms and conditions. Reasonable efforts are made to maintain accurate information. All credit card information is presented without warranty.
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In Finance, and in Medicine, first, do no harm. Quality, integrity, value, and service are of paramount importance in presenting the finest financial products and services.

Our informational and credit repair/debt consolidation products help those in need. And we bring discounts and purchasing power to those who have climbed the credit ranking ladder successfully. We use technology to bring you reasonably-priced financial instruments from vendors and investors you can trust. We have a long history in the design and production of quality digital products; experience gives us an edge in selecting quality products.
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