Category Archives: Credit Repair

Getting Unsecured Personal Loans With Bad Credit Can Restore Your Credit Status

Getting Unsecured Personal Loans With Bad Credit Can Restore Your Credit Status
By It might seem unlikely, but even bad credit borrowers can use borrowing to improve their financial situation. It is simply a matter of finding a loan deal that is affordable and practical. Admittedly, when seeking unsecured personal loans with bad credit, the task is more difficult - but not impossible. It is often forgotten that lenders cannot make a profit by rejecting loan applications. So, the idea of getting loan approval with no security should not be alien to any of us. However, what

Debt Management and Credit Counseling in Eliminating Your Debt Problems

The Importance of Debt Management and Credit Counseling in Eliminating Your Debt Problems
By Debt management is important because it can be an alternative solution to problems, especially if you find yourself heading for big financial trouble. A good debt management plan can mean reduced monthly amortizations that lending facilities are willing to accept. There are credit management experts who can negotiate with your creditors to modify repayment terms to stop additional interest charges. A reputable credit counseling service can be very helpful in implementing a successful debt management plan. Unique Features of the Debt Management Plan Debt

Guaranteed Plan of Action for Guaranteed Approval on Auto Loans for People With Credit Issues

Guaranteed Plan of Action for Guaranteed Approval on Auto Loans for People With Credit Issues
By Does car financing take the fun out of car buying? Do you think buying an automobile with cash is the best option because of ceaseless rejections from sub-prime lenders and 2nd chance auto dealerships? If you are getting harassed by your bad credit or zero credit history or even a past bankruptcy, this article is the right choice for you. Let's understand how to get guaranteed approval on auto loans. Put on Judging Glasses It is essential that you understand your situation before taking any decision. Do you really have

How Getting an Auto Loan Helped Improve My Bad Credit Score

How Getting a Auto Loan Helped Improve My Bad Credit Score
By Being able to increase your credit score is something that you should definitely feel proud of - I know I was. When you do, you have a lot more leverage with future buys, owning a new vehicle, and more importantly building up your credit for future debt. While placing emphasis on the last benefit, keep in mind that building your credit score is very important and getting an auto loan is one way to effectively do it. This is actually what I did to

Remove Charge-Off From Your Credit Report

Can I Get A Charge-Off Removed From My Credit Report?
By Many people mistakenly think when a debt has been charged-off that it's been cancelled by the creditor. This is not true. You are still responsible for paying off the debt. However, you will not be able to use your credit card to make purchases. Companies, including creditors and lenders, have profits and losses every year. They make money from profits and lose money from losses. When a creditor charges-off your account, it's declaring your debt as a loss for the company. Even though the creditor has acknowledged your debt as a loss in

Credit Repair Checklist

Credit Repair Checklist for Certain Success
By Every Aspect of Credit Repair is Critical Credit repair requires a number of steps, some seem more exciting than others, but if you leave even one of them out your effort may fall flat. Imagine investing time, money, and your emotion in a project and failing because you miss one little component. As the old proverbial rhyme goes, for want of a nail the kingdom was lost. This is largely true with credit repair. Here are the steps you simply must include to reach your goals. The Big Review Your project must start with a comprehensive review of your credit report. It is not enough to browse the list of accounts to spot the obvious