Category Archives: Credit Score

4 Quick Ways To Fix Your Credit Score

4 Quick Ways To Fix Your Credit Score
By  When you need to take out a loan, the lending company will surely check your credit score. If you score below 760, you can kiss your loan goodbye. You need to have a good credit score to be able to get loans at better rates. Therefore, if you know your credit score does not measure up and yet you need a loan to take care of your bills, you should start doing some repairs fast. Here are some of the quick ways you can repair your credit: Get a credit card If you do not already have one,

Building and Maintaining a Business Credit Profile

Simple Suggestions for Building and Maintaining a Solid Business Credit Profile
By Pointers you should always keep in mind to succeed in your quest to establish and keep an excellent business credit history:
  • Resolve to keep a high personal credit score. Startup business owners, like you, should realize that their chances of qualifying for suitable credit cards and loans are tied with their personal credit history. That's because most lenders and credit card firms today would rely on your credit standing to eventually decide whether or not to accept your application for a business line of credit.
  • To be granted a business credit program

How Getting an Auto Loan Helped Improve My Bad Credit Score

How Getting a Auto Loan Helped Improve My Bad Credit Score
By Being able to increase your credit score is something that you should definitely feel proud of - I know I was. When you do, you have a lot more leverage with future buys, owning a new vehicle, and more importantly building up your credit for future debt. While placing emphasis on the last benefit, keep in mind that building your credit score is very important and getting an auto loan is one way to effectively do it. This is actually what I did to

Remove Charge-Off From Your Credit Report

Can I Get A Charge-Off Removed From My Credit Report?
By Many people mistakenly think when a debt has been charged-off that it's been cancelled by the creditor. This is not true. You are still responsible for paying off the debt. However, you will not be able to use your credit card to make purchases. Companies, including creditors and lenders, have profits and losses every year. They make money from profits and lose money from losses. When a creditor charges-off your account, it's declaring your debt as a loss for the company. Even though the creditor has acknowledged your debt as a loss in

Credit Repair Checklist

Credit Repair Checklist for Certain Success
By Every Aspect of Credit Repair is Critical Credit repair requires a number of steps, some seem more exciting than others, but if you leave even one of them out your effort may fall flat. Imagine investing time, money, and your emotion in a project and failing because you miss one little component. As the old proverbial rhyme goes, for want of a nail the kingdom was lost. This is largely true with credit repair. Here are the steps you simply must include to reach your goals. The Big Review Your project must start with a comprehensive review of your credit report. It is not enough to browse the list of accounts to spot the obvious

Bad Credit Loan — Lets Cut Through the Hype!

Bad Credit Loan -- Lets Cut Through the Hype!
By Jim Eastman | Credit | Bad credit loans seem to be a hot topic these days. In fact, if you need a bad credit loan, you’re likely to find an overabundance of information. See if this sounds familiar. You need a loan. Maybe you want to buy a car, enroll in college, or take out a home improvement loan. Or perhaps you’re a first time home buyer and you’re looking for a mortgage. The problem is, you’ve got a bad credit history, and you’re afraid you won’t be able to find a lender. But then you do a little research on bad credit loans and find that, lo and behold, there ARE loans for people with bad credit available! In fact, EVERYONE wants to give