Category Archives: Identity Management

The Truth About 10 Credit Score Myths

The Truth About 10 Credit Score Myths
By Peter Miller | Loans | Credit scores are enormously important to both borrowers and mortgage lenders. In the same way that doing better in work, sports or at school produces real benefits, the same is true with credit scores. With good credit you can borrow more and pay less. With a mortgage, a borrower with solid credit might pay the best available rate while someone with poor credit might pay an additional 1.5 percent. That doesn't sound like a big deal, but on a 300,000 mortgage you're looking at an additional annual cost of as much as 4,500. There are a lot of questions concerning good credit

Identity Theft: How to Protect Yourself

Identity Theft: How to Protect Yourself
By Chemain Evans | Personal Finance | Identity theft encompasses a wide range of deception, from a stolen credit card used to charge purchases to an existing account, to stolen information used to impersonate the victim, open new accounts (even ones for utilities), and rack up thousands of dollars in debt. With over 500,000 new cases each year (and some say upwards of 900,000), identity theft is one of the fasting growing crimes in America. In many states it isn't even illegal, or hardly punishable if it is. Often the perpetrator goes uncaught and unpunished. Worse still is that it takes on average 12 months for the victim to realize he is a victim and by then it may nearly impossible to climb back out of

How to Prevent Online Identity Theft

How to Prevent Online Identity Theft
By Jim Edwards | Credit | Identity theft rates one of the fastest growing crimes in America today and the Internet can make it even easier for some criminals to take your good name and drag it through the mud. Identity theft involves criminals stealing your personal information such as credit card numbers, social security numbers and other information, usually to buy things on credit or to empty out your bank accounts. Through your financial liability with your credit cards <>may be limited to $50 to $500, it can take years for you to clean up the mess online identity thieves leave behind. As