Category Archives: Investing

Dollar Cost Averaging – Great Technique for Stocks

Dollar Cost Averaging - Great Technique for Stocks

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Investopedia defines dollar cost averaging as: The technique of buying a fixed dollar amount of a particular investment on a regular schedule, regardless of the share price. More shares are purchased when prices are low, and fewer shares are bought when prices are high. Why It Works for Stocks This is a great idea. This concept alone has allowed average Americans to become participants in the American dream of accumulated wealth. By investing a little at a time consistently and constantly, trillions of dollars have become concentrated in the 401(k)s and

Trading Penny Stocks

Trading Penny Stocks By Bai Mike Penny stocks or micro-lode stocks, are stocks with trading values below $5.00 a share and with market caps below $200 million. These stocks are generally issued by small companies, start up or growth companies, or companies with liquidity, capitalization, debt, equity, or sales and growth challenges. Since these stocks are not as closely regulated by the Security and Exchange Commission (SEC) as other, major stocks, they tend to be more volatile and a riskier investment than other, more traditional stocks. Once you have decided that these smaller, riskier stock transactions are right for you, you

Investing In Stocks – How To Triple Your Money Once Per Decade

Investing In Stocks - How To Triple Your Money Once Per Decade
By Most people who hold onto stocks for long periods of time (decades) make money in the stock market. However, there are strategies that will help you make so much more than the buy-and-hold 10% (before taxes). If you want to make larger returns, you need to learn about the regular cycles of the stock market. The Bull and the Bear If you look at the big picture, the stock market has two phases of the cycle -- the bull market and the bear market. The bull market climbs slowly for around 3-7 years (the last three

How Much Money WIll You Need for Retirement?

How Much Money Will You Need When You Retire?
Figure out how much annual income you'll need during retirement -- it may be less than you think. The first step in retirement planning is to figure out how much money you'll need each year when you retire. Although there is some guesswork involved, you can systematically think about what your needs are likely to be and then calculate a reasonable estimate of your retirement expenses. It may be a lot less than you feared. Realistically Estimate Your Retirement Expenses Don't rely exclusively on the "experts" to tell you how much you'll need to live comfortably when you retire. Most retirement articles or website calculators say you need 70% to 80% of your current income during