EverBank Online Banking
EverBank Online Banking

Yield Pledge® Money Market Account

Earn More. Apply Online.

Our Rate vs. Theirs For The First Year
See how our Yield Pledge Money Market Account compares with other banks’ rates. Our First-Year APY is better than our competitors’ ongoing rates, and is over 8 times the national average.
Annual Percentage Yield (APY) based on balances up to $50k


  • Minimum opening balance $1,500
  • Minimum balance to earn interest $0
  • Withdrawals/Transfers5 6/mo
  • Online & mobile banking Free
  • Mobile check deposits6 Free
  • Available as an IRA Yes
  • Paper checks Yes
  • Additional online security Yes

EverBank Is A Better Banking Model
EverBank is built to give you a better banking value. We have a long history of creating innovative products – not innovative fees – that provide exceptional value in banking, lending and investing.
Mobile Check Deposits

Evolved Banking
The EverBank Mobile App lets you deposit checks – as well as check balances, pay bills to current payees and transfer funds – from the convenience of your palm.

Anytime, Anywhere Access
24/7 Assist Direct Access Talk to a live EverBank specialist 24/7. Access your account from the web or your mobile, wherever you may be.

4-Star Stability
Stable and Steady Growth Thanks to a diverse business model and strong risk-management practices, EverBank is recognized by leading bank rating services such as Bauer Financial to be strong and stable (4-star rating).7

Open an account and start enjoying the value and convenience of EverBank today.

Important Disclosures
EverBank promises to keep the yield on your account in the top 5% of Competitive Accounts as measured the last Wednesday of each month in Bankrate Monitor’s National Index, a weekly national survey of rate information surveyed by “Competitive Accounts” are accounts from the top 5 banks and top 5 thrifts, as determined by deposit base, from the 10 largest banking markets in the United States.

The above Interest Rates (Rates) and Annual Percentage Yields (APYs) are accurate as of 6/21/2013 12:00:00 AM. Since this is a variable Rate account, the Rates and APYs could change without notice. At this time, we are pleased to be offering a six-month Bonus Interest Rate and New Account First Year APY to first-time holders of our Yield Pledge Money Market Account. Keep in mind the Bonus Interest Rate may not be applied to funds transferred from another EverBank account. Fixed for the first six months, the Bonus Interest Rate (currently 1.10%) will apply to balances up to and including $50,000. Funds in excess of $50,000 will earn the variable ongoing APY of 0.67%, which may change anytime – even during the first six months. The New Account First Year APY is actually a blended APY that combines the Bonus Interest Rate with the current ongoing Rates. The law requires that we calculate this blended APY for you, so that you have an estimated annualized figure that is based on your average daily collected balance. This isn’t the exact APY you will earn since our current ongoing Rates will change periodically over the last six months of your First Year. Our New Account First-Year APY up to $50,000 is 0.89% APY. The New Account First-Year APY for balances from $50,001 to $10,000,000 is best expressed as a range: 0.89% to 0.67%; higher balances are accepted. Without the Bonus Interest Rate, the ongoing yield regardless of balance is 0.67%. The required minimum opening deposit is $1,500. Fees may reduce earnings.

Competitor APY information as of 6/20/2013 12:00:00 AM, provided by Market Rates Insight. Competitor APYs and terms and conditions can change at any time. Some competitor rates may vary by region.