OneMain Financial® provides personal loans with one-on-one, local service at branches nationwide. With roots in lending that date back to 1912, we have been helping people achieve their goals and dreams for generations.
You can depend on a straightforward personal loan application, clear terms, multiple payment options, and money the same day if you are approved by noon.
OneMain Financial® Personal Loan Advantages:
• A straightforward application process
• Fixed rates and fixed payments
• Clear terms and multiple payment options
• Money the same day, if approved by noon
• Local loan approvals and one-on-one service
• 14-Day Guarantee – If you change your mind, you can return the amount you borrowed within 14 days with no charges, no questions.
• No Pre-Payment Penalties – Pay off your personal loan any time without extra fees.
Use a OneMain Financial® Personal Loan to:
• Consolidate Bills Make Home Improvements
• Repair your Car
• Purchase new furniture or appliances for your home
• Pay for Medical Bills
• Cover unexpected expenses
• Go on Vacation
• Plan you Dream Wedding
• Prepare for a New Baby
Our Lending Process: Once an application is submitted online, we will provide a preliminary on screen decision to the applicant. The decision will be one of the following: a conditional approval, pending decision, or auto decline. Then, we transfer the application to the branch closest to the applicant and a follow up email is sent to the applicant with contact information. If approved, a branch loan specialist will contact the applicant and schedule the loan closing at the local branch. The entire process can happen in as little as 24 hours.