OneMain Financial® Loans



OneMain Financial® provides personal loans with one-on-one, local service at branches nationwide. With roots in lending that date back to 1912, we have been helping people achieve their goals and dreams for generations.

You can depend on a straightforward personal loan application, clear terms, multiple payment options, and money the same day if you are approved by noon.

OneMain Financial® Personal Loan Advantages:
      • A straightforward application process
      • Fixed rates and fixed payments
      • Clear terms and multiple payment options
      • Money the same day, if approved by noon
      • Local loan approvals and one-on-one service
      • 14-Day Guarantee – If you change your mind, you can return the amount you borrowed within 14 days with no charges, no questions.
      • No Pre-Payment Penalties – Pay off your personal loan any time without extra fees.

Use a OneMain Financial® Personal Loan to:
      • Consolidate Bills Make Home Improvements
      • Repair your Car
      • Purchase new furniture or appliances for your home
      • Pay for Medical Bills
      • Cover unexpected expenses
      • Go on Vacation
      • Plan you Dream Wedding
      • Prepare for a New Baby

Our Lending Process: Once an application is submitted online, we will provide a preliminary on screen decision to the applicant. The decision will be one of the following: a conditional approval, pending decision, or auto decline. Then, we transfer the application to the branch closest to the applicant and a follow up email is sent to the applicant with contact information. If approved, a branch loan specialist will contact the applicant and schedule the loan closing at the local branch. The entire process can happen in as little as 24 hours.